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Now is not the time to have debt. That’s being said from the Plum that just signed his life away on a new house and still has an old one!
But seriously, debt is a serious problem with many people, and tax debt can be especially brutal.
Every year around tax time many people are either really happy or really upset. Some have loaned money to the government and will get it back in terms of a refund. Others will find out that did not put enough in, and that they owe. And then there’s those that have IRS Debt, and are hoping for an extension or some way to get out their debt.
Fortunately, there’s a way out of debt—and the sooner you can get out the better. Many places will work with you, because it’s better to get some money than none at all, and you just need to apply yourself.
However, whichever of the people you are above, take this time and the slowing economy to evaluate what you’re doing and what your financial status is. Don’t find yourself without an emergency fund or without a plan should something unforeseen happen.
As Dave Ramsey would say, live like no one else so you can live like no one else.
